What is Private Health Insurance?

Imagine a world in which you can see a doctor when you like, where you like and enjoy medical treatment in a private room of a luxury hospital. Now imagine no longer. Designed to cover the cost of medical treatment when you have an accident or illness, health insurance is the gateway to better care.

In short, private health insurance offers four main advantages over the NHS:

  • Shorter waiting times
  • Quicker diagnosis
  • Better facilities
  • Access to specialist medication and treatment

Ranging from cover for individuals, families and even businesses, there is a policy for everyone and every need, reflecting any requirement and budget. Many policies will even give you added benefits, such as cinema tickets, reduced spa breaks and gym deals, if you can demonstrate that you are taking steps towards a healthier lifestyle, and we can help find you the best of the best.
With health insurance one of the more customisable policies, it can sometimes seem like a minefield.

Speak to our team today on —– to find out more and help carry out the necessary research to choose the best policy.

At Clear Planning, we promise to get you cover that is personally tailored to you and your family – every time.

Who can apply for health insurance?

There are lots of different policies and cover levels available to you, including:


  • Private Healthcare for Individuals
    Just for you, this health insurance means you are protected in the event of any sickness or injury


  • Private Healthcare for Families
    Joint policies and family health cover, including your children gives you the peace of mind that you and the people you love the most will be taken care of.


  • Private Healthcare for Business
    All types of Businesses can find suitable health plans to offer their employees, which has been proved to reduce absence and reward staff with an attractive employment package


Private Health insurance packages are as unique and varied as the people they are designed for, and should specifically reflect the requirements and budget of the individual or business that is taking out the policy. Our friendly health insurance specialists can help you find the very best policy for your needs, whether you’re looking for cover just for you, or your family, or your business.


*Always read Terms and Conditions carefully before signing. Your age, gender, marital status, family history, occupation and lifestyle can all affect what kind of policy is right for you and how much your monthly payments may cost. Not all conditions are covered – including any pre-existing condition or any A&E visit. You will need to disclose your medical history. Your policy will end as soon as you stop paying your premiums. You will need to pay an excess before insurance is paid out. Most policies operate on a tiered pricing structure.